Wyoming Paycheck Calculator
Estimate your Wyoming take-home pay. Wyoming has no state income tax on wages — and is one of only two states (the other is South Dakota) where the state constitution explicitly prohibits taxing individual income. Wyoming Constitution Article 15 §17 has been interpreted to bar an income tax since 1936. State revenue comes primarily from mineral severance tax (oil, gas, coal) and property taxes. Your paycheck loses only federal income tax and FICA.
How to use this calculator
- Type your gross pay per paycheck — what you earn before any tax or deduction comes out.
- Pick your pay frequency (biweekly is the default — it's the most common).
- Set your federal filing status (Single or Married Filing Jointly).
- If you contribute to a traditional 401(k), enter the percentage. Add any pre-tax health or HSA deductions per paycheck.
- The result updates as you go. Use Share link to send your numbers to someone else without retyping them.
A real example: a $60,000 salary in Wyoming
Say you take a $60,000-a-year job in Tampa, paid every two weeks, single, no 401(k). That's $2,307.69 gross per paycheck. The math goes like this for the year:
| Line | Amount |
|---|---|
| Gross pay | $60,000.00 |
| Federal income tax (after the $16,100 standard deduction) | −$5,020.00 |
| Social Security (6.2% up to $184,500) | −$3,720.00 |
| Medicare (1.45%) | −$870.00 |
| Wyoming state income tax | $0.00 |
| Take-home for the year | $50,390.00 |
| Take-home per biweekly check | $1,938.08 |
About 16% of your gross goes to federal taxes and FICA. The same $60k salary in California (top 13.3% MHSA combined) would lose another ~$2,420 to state tax — that's real money flowing to your savings or lifestyle, not the state treasury. Combined with the absence of other major state-level personal taxes, the Wyoming tax profile is one of the most favorable in the US.
Now add a 5% traditional 401(k) and $200/month in pre-tax health premiums on a $120,000 salary, married, paid monthly: gross $10,000/mo, $500 to the 401(k), $200 to health. Federal tax for the year drops to about $9,032 (both pre-tax items reduce it), FICA runs about $8,996 (the 401(k) is still FICA-taxed, but the health premium isn't), and you take home roughly $7,798 a month.
How a Wyoming paycheck is calculated
Because Wyoming has no state income tax, the formula is shorter than most states:
A few details worth knowing:
- 401(k) and pre-tax aren't the same to the IRS. Traditional 401(k) lowers federal income tax but NOT FICA. Section 125 items (health insurance, HSA, FSA) lower both.
- Federal brackets are marginal. A higher bracket only applies to the dollars above the threshold, not the whole salary — earning your way into the 22% bracket doesn't tax your whole income at 22%.
- The Social Security cap is real. Once your wages cross $184,500 in 2026, no more Social Security tax until next year. Medicare keeps going on every dollar.
What Wyoming paychecks look like at common salaries (single, no 401k)
| Annual salary | Federal tax | FICA | Net per year | Net per biweekly check |
|---|---|---|---|---|
| $40,000 | $2,620.00 | $3,060.00 | $34,320.00 | $1,320.00 |
| $50,000 | $3,820.00 | $3,825.00 | $42,355.00 | $1,629.04 |
| $60,000 | $5,020.00 | $4,590.00 | $50,390.00 | $1,938.08 |
| $75,000 | $7,670.00 | $5,737.50 | $61,592.50 | $2,368.94 |
| $100,000 | $13,170.00 | $7,650.00 | $79,180.00 | $3,045.38 |
| $150,000 | $24,734.00 | $11,475.00 | $113,791.00 | $4,376.58 |
Numbers above are estimates with the 2026 standard deduction, single filer, no 401(k) or pre-tax deductions. Your actual withholding will differ based on your W-4.
Tips to take home more
- Max out pre-tax benefits first. Health insurance, HSA, and FSA dollars reduce both your federal tax and FICA — that's a roughly 22–28% discount on those expenses for most people.
- A 401(k) is real money, not a deduction. A 5% contribution on $60k is $3,000 the IRS doesn't see right now. You're not losing it — you're moving it.
- Check your W-4 if your refund or bill is large. A big refund means you overpaid all year; a big bill means you underpaid. Either way, the IRS withholding estimator at irs.gov/W4App helps fix it.
- Track the Social Security cap. If you'll cross $184,500 this year, your last few checks will be noticeably bigger — useful to know if you're planning big purchases.
Frequently asked questions
Does Wyoming have a state income tax?
No. Wyoming does not tax wage income, dividend income, or capital gains. The Wyoming Constitution (Article 15 §17) has been interpreted to constitutionally prohibit an individual income tax. State revenue comes from mineral severance tax (oil, gas, coal) and property tax. There's no corporate income tax either.
How much of a $60,000 salary do you take home in Wyoming?
A single filer earning $60,000 in Wyoming with no pre-tax deductions takes home roughly $50,390 a year, or about $1,938 every two weeks. Federal income tax runs about $5,020 and FICA about $4,590. There's no state line on a Wyoming paycheck — same take-home as Texas, Florida, or South Dakota.
How does Wyoming fund state government without income tax?
Mineral severance tax. Wyoming is the #1 US coal producer and a major oil/gas producer. The 6% severance tax on extracted minerals contributes about 30-40% of state revenue. Other major revenue sources: federal mineral royalties (Wyoming gets ~50% back), property tax, and sales tax (4% state). As mineral extraction declines, the state has been exploring alternative revenue but maintains its no-income-tax pledge.
Why are some people incorporating LLCs in Wyoming?
Wyoming offers some of the most LLC-friendly laws in the US: anonymous LLCs (members not on public record), no state income tax, $50/year filing fee, and strong asset-protection statutes. WY LLCs are popular for real estate holdings, intellectual property, and asset protection vehicles. Note: forming a WY LLC doesn't avoid income tax on income you earn — it just provides corporate structuring benefits.
Is Wyoming a good state for retirees?
Yes, from a tax standpoint. No income tax on Social Security, pensions, IRAs, 401(k)s, or any retirement income. No estate tax. Property tax is among the lowest in the US (~0.61% effective). The trade-offs: harsh winters (Cheyenne averages ~10°F in January), low population density, and limited urban amenities. Yellowstone, Grand Teton, and Jackson Hole are major draws.